PATTERNS OF ONLINE ADVANCE FEE FRAUD IN ILORIN METROPOLIS, KWARA STATE, NIGERIA
Abayomi A. Ajibade, Philip N. Ndubueze Ph.D and Mustapha D. Hussein Ph.D
Volume 10 Issue 1
Abstract
The study explores the patterns of Online Advance Fee Fraud in the Ilorin metropolis of Kwara State, Nigeria. The study investigates the causes, parties involved, targets, modus operandi, source of skills, and tools utilized in online advance fee fraud. 10 participants were purposively selected for in-depth interviews and key informant interviews. The findings highlight the parties involved in online advance fee fraud in Ilorin to include fraudsters who collaborate with individuals in banks, security agencies, and corrupt law enforcement officials. The primary targets of online advance fee fraud are foreigners, although Nigerians also fall victim. Men are predominantly associated with online advance fee fraud, while women also participate. The most prevalent modus operandi identified is love scams, dating scams, and relationship scams. Fraudsters acquire their skills through the internet, social media platforms, and peer networks, utilizing tools such as computers, gadgets, and social media platforms. Based on the study's findings, recommendations are proposed to effectively combat online advance fee fraud in Ilorin. Public awareness campaigns are essential to educate individuals and businesses about online advance fee fraud tactics and red flags. Collaboration among law enforcement agencies, governments, financial institutions, and the public is crucial to address this issue comprehensively. It is important for individuals to remain vigilant and exercise caution when engaging in online transactions, while being wary of unsolicited requests for personal information or upfront payments. Keywords: Mundus Operandi, Online Advance Fee Fraud, Patterns, Parties
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