Abdulgaffar Muhammad , Sheikh Ahmed Abdullah , Ibrahim Mohammed and Ibrahim Bashir Bugaje
Volume 13 Issue 2

This study examines the effect of credit risk on the financial performance of Deposit Money Banks (DMBs) in Nigeria, with particular emphasis on the moderating role of interest rate. Using a balanced panel dataset of eleven banks over the period 2013–2022, the study employs panel regression analy read more...

Makmis Mark Dakyen
Volume 13 Issue 2

Civic engagement is one of the bedrocks of modern day democratic practice and has in recent times been an area of concern among academics and the government in Nigeria, Africa and the world at large. In recent times, the increasing use of the digital media by the youths in Nigeria and the world ove read more...

Fatimoh Zara Aruna, Idris Hauwa Jibrin and
Volume 13 Issue 2

This study examines the usefulness of financial statements in assessing the performance of listed deposit money banks and guiding investment decisions in Nigeria. The study employed secondary data obtained from the audited annual reports of ten purposively selected banks covering the period from 20 read more...

Animashaun Hafsat Omowunmi , Yusuf Ibrahim Karaye and Umar Salim Ibrahim
Volume 13 Issue 2

The pervasive adoption of Information and Communication Technology (ICT) in the Nigerian banking industry has fundamentally transformed accounting practices, service delivery, and financial performance. This study investigates the impact of three primary ICT tools Automated Teller Machines (ATMs), read more...